Wisdom Tooth Extraction MediSave: Eligibility & How Much You Can Claim

Wisdom tooth removal can come with some discomfort, and the cost may be a consideration too. This guide explains how MediSave works for wisdom tooth extractions, how much you can claim, and what to expect before and after treatment.

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Wisdom Tooth Extraction Medisave Eligibility Criteria

Citizenship/Residency: You must be a Singapore Citizen or Permanent Resident to use MediSave for wisdom tooth extractions.
Type of Procedure: You can use your MediSave for wisdom tooth extraction if it’s a surgical procedure. This usually means the tooth is impacted or needs more than a simple extraction.
Non-Surgical Exclusions: Routine (non-surgical) extractions aren’t claimable under MediSave, based on CPF and Ministry of Health guidelines.
Accredited Clinic: The dental clinic must be MediSave-accredited. Always check before booking.
MediSave Balance: You need a sufficient MediSave balance in your CPF account. Check your balance before planning surgery.

How Much Can I Claim from Medisave for Wisdom Tooth Extractions?

For most surgical cases, you can claim SGD $240 to SGD $1,920 per tooth.
For 2 or 3 teeth removed in one session: up to SGD $2,150.
Complex or hospital-based cases: up to SGD $7,550 (in rare situations).

These totals are based on CPF’s claim limits, which is made up of two components: the surgical fee and day surgery charges. Here’s how they typically add up:

What This Means for You

Scenario	CPF Surgical Limit	CPF Day Surgery Limit	Total MediSave Claim (Typical)
1 surgical wisdom tooth	SGD $240 – SGD $1,920	Up to SGD $830 per day	Estimated SGD $250 - SGD $1,250 / tooth
2–3 teeth removed in one session	SGD $760 – SGD $5,290	Up to SGD $830 per day	Estimated ≤ SGD $2,150
Complex/hospital-based case	SGD $3,260 - SGD $5,290	Up to SGD $830 per day	Estimated ≤ SGD $7,550

Note: These are subject to MOH guidelines. Your dentist will assess the procedure and confirm the amount claimable under MediSave.

If You Have a CHAS, Merdeka, or Pioneer Card

You could pay as little as SGD $0 to $100 out of pocket
This depends on:
- Your MediSave balance
- The type of procedure

Other Things to Know

Your dentist will assess the complexity of the procedure and advise the claimable amount. You’ll only pay what MediSave doesn’t cover, and if your balance is low, an immediate family member (spouse, parents, or child) may use theirs, subject to CPF rules.

How to Use Medisave for Wisdom Tooth Extraction

Consultation: Your dentist will provide a detailed breakdown of the costs involved. This includes which parts are claimable, like surgery and anaesthesia, and what you may need to pay out of pocket.
Authorisation: To begin your claim, you’ll need to sign a Medical Claims Authorisation Form. This form allows the clinic to submit your MediSave claim on your behalf through the designated CPF portal. Most clinics will guide you through the process, so you won’t need to do it yourself.
Appointment Day: On the day of your procedure, bring your NRIC (or other ID) and any supporting documents. This helps ensure the MediSave claim can be processed smoothly.
Payment: Before the procedure, the clinic may verify your MediSave balance using the SingPass app. If your claim is approved, MediSave will pay the clinic directly through the CPF Board. You’ll just need to settle any remaining balance that isn’t covered by MediSave.

How Nuffield Dental Can Help With Wisdom Tooth Extraction Medisave Claim

You’ll know the cost before you say yes: We break down your fees and MediSave coverage before treatment starts. No vague estimates, no bill shock.
You won’t need to worry about the MediSave claim process – we’ll guide you through every step. All forms are handled by our trained staff, and you’ll only need to sign where required. From paperwork to CPF submission, the process is made easy and stress-free for you.
You’ll only be recommended what’s medically necessary – not just what’s claimable. We’ll explain each step clearly, so you understand what’s needed, what’s covered by MediSave, and what isn’t. That way, you avoid unnecessary procedures and costs.

Cost of Wisdom Tooth Extraction in Singapore

Wisdom tooth extraction costs in Singapore can vary quite a bit. It depends on things like the type of extraction, the clinic you go to, and whether you need surgery.

If you’re getting a simple extraction – meaning the tooth is fully erupted and doesn’t need surgery – fees typically range from around SGD $150 to SGD $350 per tooth.
If the tooth’s impacted and you need surgery, the price jumps. Surgical extractions typically start at SGD $380, but some tricky cases in private clinics can reach up to approximately SGD $1,550 per tooth.
For more complex or hospital-based surgeries in public settings, costs can reach up to SGD $2,200 per tooth.
Most clinics charge an initial consultation fee before starting treatment. This is usually SGD $50 to SGD $270 and covers your exam and X-rays, and painkillers if necessary.

Wisdom tooth costs aren’t one-size-fits-all — it really depends on the type of extraction and whether MediSave can be used. Getting a breakdown from your dentist upfront helps you know exactly what to expect, so there are no nasty surprises later. Speak to your dental provider to find out more.

When is Wisdom Tooth Extraction Necessary?

Wisdom teeth don’t always need to be removed, unless there’s a clear clinical reason or signs of trouble
Common reasons include pain or swelling at the back of the mouth, discomfort while chewing, or signs of gum infection — like redness, bleeding, or persistent bad breath.
Impacted wisdom teeth (stuck under the gum or growing at an odd angle) may require surgical removal.
Dentists use X-rays to check if the tooth is damaging nearby teeth, causing bone loss, or leading to cysts.
Other signs you might need extraction include:
- Persistent jaw pain
- Repeated infections at the back of your mouth
- Tooth decay or gum disease affecting the wisdom tooth may also call for extraction — especially if the area is hard to clean or frequently inflamed.
If the tooth is healthy, fully out, and easy to clean, there’s usually no need to remove it.
Wisdom teeth that are partially erupted or positioned far back in the mouth can be hard to clean, which may increase the risk of cavities, gum disease, or infection over time.

Your dentist will review your X-rays and explain your options clearly before any decision is made. If you’re unsure or want a second opinion, don’t hesitate to ask — it’s always okay to get more clarity before proceeding with treatment.

FAQs

Can I get my wisdom tooth removed for free?

Most people can't get wisdom teeth removed for free in Singapore. Unless you qualify for certain public subsidies or schemes, you'll need to pay out of pocket.

MediSave can help with part of the cost if your procedure requires surgery. It's worth checking if your situation fits the criteria before you book anything.

Are wisdom tooth extractions covered by SAF?

If you're in the SAF (Singapore Armed Forces), good news: you may be eligible for full coverage. Always double-check with your Medical Officer or the SAF medical centre, since rules can change.

What is the wisdom tooth extraction cost for foreigners in Singapore?

Foreigners usually pay between $200 and $1,200 per tooth. The price depends on the clinic and the procedure. MediSave doesn't cover foreigners, so you'll need to budget for the full amount. You may consult your dental provider if you have questions as a non-resident or expatriate.