Hypothetical Scenario for a Patient Covered by CHAS
Dental Services | Claim Limits | CHAS Orange | CHAS Blue | MG | PG |
Root Canal Treatment (Anterior) | Up to 2 root canal treatments per calendar year (shared across all types of root canal treatments). | SGD $109.50 | SG $164.00 | SGD $169.00 | SGD $174.00 |
Root Canal Treatment (Pre-molar) | Up to 2 root canal treatments per calendar year (shared across all types of root canal treatments). | SGD $140.00 | SGD $210.00 | SGD $215.00 | SGD $220.00 |
Root Canal Treatment (Molar) | Up to 2 root canal treatments per calendar year (shared across all types of root canal treatments). | SGD $170.50 | SGD $256.50 | SGD $261.50 | SGD $266.50 |
Amount payable by patient = Total clinic charges - CHAS subsidies
Hypothetical Example: For Sarah, a 35-year-old who needs a root canal, the treatment is priced at SGD $750. With her CHAS Orange card, she gets a subsidy of SGD $170.50, reducing her final cost to SGD $579.50, saving 22.7%.
Dental Insurance Considerations:
- Choosing the Right Plan: Look at your dental needs, including frequency of visits and any potential upcoming treatments.
- Insurance Comparisons: Consider the cost, coverage details, and provider network to ensure you get the best value.
- Types of Plans: Choose between standalone dental insurance plans or inclusive health insurance plans that also cover dental care.
For additional help, Nuffield Dental has partnered with several insurers like Singlife, Cigna, and Great Eastern, to provide access to affordable care.