MediSave for Dental

What Is MediSave?

MediSave is a national healthcare savings scheme for Singaporeans and Permanent Residents. You set aside a portion of your monthly income (usually between 8-10.5%, depending on your age) into your CPF MediSave account. This amount grows over time and helps you pay for future medical needs like dental treatments, hospital stays, day surgeries and some outpatient treatments.

Using MediSave gives you peace of mind by making healthcare, including essential dental care, more affordable for you and your family.

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Who is Eligible for Dental MediSave?

You must be a Singapore Citizen or Permanent Resident (PR).
You should be at least 18 years old.
You need to have enough funds in your MediSave account.
If your own MediSave balance is not enough, you may use the MediSave account of an immediate family member (such as your spouse, children, or parents).
For some treatments, having MediShield Life coverage might be helpful, but this depends on the specific procedure.

Can I Use MediSave for Dental Treatments?

Yes, for some procedures.

According to the CPF (Central Provident Fund) board, MediSave mainly covers surgical dental treatments that are required for medical reasons, such as removal of impacted wisdom teeth or dental implant surgery. Routine treatments like fillings, scaling and polishing or extractions that do not involve surgery are generally not claimable.

If your dental treatment involves surgery, check with your dentist or clinic staff. Many clinics in Singapore are familiar with the process and will help you make a MediSave claim.

It’s common to be confused about what qualifies. When in doubt, just ask your provider directly. They can explain what part of your dental bill can be supported by MediSave, before you start any treatment.

Dental MediSave Claimable Table

Dental treatments, procedures and surgery that are considered medically necessary are MediSave-claimable. For the full breakdown and amount of claims applicable at Nuffield Dental clinics, please refer to the table below.

Dental Treatment	Maximum MediSave Amount (SGD $)
Insertion of Dental Implants	Up to $1,950 per tooth
Removal of Dental Implants	Up to $1,350 per tooth
Wisdom Tooth Surgery - Single Tooth (Not applicable for simple extraction)	Up to $1,250
Wisdom Tooth Surgery (2 or 3 teeth) (Not applicable for simple extraction)	Up to $2,150
Guided Bone Regeneration	Up to $1,250
Crown Lengthening	Up to $650
Surgical Consumables	Up to $300
Gum Grafting / Gum Surgery (e.g. Frenectomy, Gingivectomy)	Up to $1,250
Sinus Lift	Up to $1,550
Bone Grafting	Up to $950
Surgical Removal of Fractured Teeth	Up to $350
Retained roots (removal through surgery)	Up to $1,250
Removal of cysts	Up to $950
Biopsies	Up to $350
Incision and Drainage	Up to $1,050 per tooth
Removal of sharp bone	Up to $350
Removal of salivary gland	Up to $950
Jawbone smoothing/Re-contouring (Alveoplasty)	Up to $1,250
Embedded Tooth Removal	Up to $1,550
Surgical Exposure of Partially Buried Tooth	Up to $950
Surgical Root Canal	Check with your provider

Keep in mind, each claim uses only amounts in your personal MediSave account. Always check with your dental clinic for the exact claimable amount before your treatment so you can plan your finances without worry.

Dental Treatments That Are Not MediSave-Claimable

Some dental treatments are not eligible for MediSave claims. These are mostly non-surgical, or cosmetic, or aesthetic dental procedures. If you are planning your dental care, it helps to know which treatments fall into this category.

These treatments focus on improving appearance or maintaining daily dental health, rather than medical emergencies or complex surgeries.

Simple tooth extraction
Non-surgical root canal treatment
Orthodontic treatments (Braces such as Invisalign, Damon Braces, etc., aligners)
Prosthetic dentistry (Dental crowns, dental bridges, dentures etc.)

How to Submit MediSave Claim

Important documents to bring:

NRIC or other valid identification (e.g. passport, driving license)
Completed Medical Claims Authorisation Form (provided at the clinic)

1. Inform the Clinic Early

When you book your appointment, let the clinic staff know you’re using MediSave. They’ll guide you through the process and ensure everything is done correctly.

2. Bring the Required Documents

Bring your NRIC for ID verification. You’ll need to fill up a Medical Claims Authorisation Form (MCAF) during your visit, and log in to your Singpass to check if you have enough balance. Alternatively, you can bring a printed copy of your MediSave Statement of Account for verification.

3. Claim on Your Behalf

Once everything is ready, the clinic will submit the MediSave claim for you. After processing, you’ll receive a MediSave Claims Statement with the amount deducted.

You only need to pay the balance after the claim has been processed.

For example:

Procedure Cost	MediSave Claimable Amount	You Pay
$4,000	$1,500	$2,500

If your MediSave balance or claimable limit isn’t enough to cover the full cost, the clinic staff can discuss alternative payment options to help you manage the remainder.

Why Choose Nuffield Dental for MediSave Dental?

Trusted by Patients: With a 4.8-star rating on Google Reviews, many patients have shared positive feedback about their experience. You’ll join others who have felt respected, cared for and listened to at every visit.
MOH (Ministry of Health) Accreditation: With Nuffield Dental being an MOH-accredited dental clinic you can feel assured that safety and quality standards are met whenever you visit us.
Convenient Locations: You can find Nuffield Dental clinics throughout Singapore—in Orchard, Seletar, Kovan, Raffles Place, Simpang Bedok, Serangoon Gardens, Siglap, Novena, Central, and HarbourFront. So wherever you live or work, care is just around the corner.
Simple MediSave Claims: If treatment costs are worrying you, we’re here to make it easy to claim via MediSave. You can use your MediSave funds directly at our clinic to pay for procedures like wisdom tooth removal, dental implants and other approved treatments. This way, you spend less out-of-pocket and stress less about finances.
Personalised Care: Our dentists always check your medical history before any surgery. This careful approach means that every procedure, from dental implants to root canal treatment, is tailored for your best long-term outcome.

FAQs

Can root canal use MediSave?

No, root canal treatments are not a MediSave-claimable dental treatment. Routine root canals are considered non-surgical, so they are not included in MediSave dental coverage. Only surgeries or procedures involving an incision generally qualify for a claim.

Can I use MediSave for braces?

No, braces or orthodontic treatments like Invisalign are not covered by MediSave. These are considered non-surgical cosmetic procedures and do not meet the MOH criteria for MediSave dental claims.

Is a dental crown covered by MediSave?

No, dental crowns are not covered by MediSave. Since crowns are non-surgical and mainly for routine dental care, they fall outside MediSave’s coverage. Only surgical and medically necessary treatments may qualify for claims.

Can I use MediSave for tooth extraction?

Yes, if you require a surgical extraction, such as the removal of an impacted tooth. Simple, non-surgical extractions are not claimable. Always confirm with your dentist whether your extraction meets MediSave’s requirements.

Can I use MediSave for wisdom tooth extraction?

Yes, you can use MediSave for wisdom tooth extraction if it’s medically necessary. The procedure must be performed by a registered dental professional, and the amount claimable depends on the severity and type of surgery. Check with your healthcare provider for specific eligibility.

Can MediSave be used for non-surgical dental treatments?

No, MediSave cannot be used for non-surgical dental procedures like cleanings, fillings, or dentures. Coverage applies only to surgeries that are medically needed.

What happens if my MediSave is not enough?

No, if your MediSave balance is not enough to cover the full cost, you will need to pay the total amount upfront first. Once the claim is processed, you will receive a refund for the amount withdrawn from your MediSave.

Visit the CPF (Central Provident Fund) website or open the CPF Mobile app.
Log in using your SingPass credentials.
Your MediSave Account (MA) balance will be displayed on the main dashboard.

What is the maximum MediSave amount I can claim from dental procedures?

The maximum MediSave amount you may claim is based on surgical codes set by the Ministry of Health. Your dentist will advise how much can be claimed after your procedure, according to MediSave dental withdrawal limit.

Can I use my family member’s MediSave?

Yes, you can use your spouse’s, parent’s or children’s MediSave to pay for eligible dental surgeries as long as they consent and meet all eligibility requirements.

Can I use MediSave and CHAS together for dental procedures?

Yes you can use both MediSave and CHAS for some dental procedures. This will help to reduce your out-of-pocket costs. For example, wisdom tooth surgery and dental implants are procedures where MediSave covers the surgical part, while CHAS covers consultations or assessments. Check with your dental clinic for eligibility.

How long before CPF deductions for my dental treatment are reflected?

CPF MediSave deductions for dental treatments are usually reflected within 3 working days after the clinic submits the claim. Check your Healthcare Dashboard for updates.